Picture it: it’s August, sneaking up to triple digits, and your cooling system goes out. It just dies. Doesn’t work. No more air conditioning, no more cool air blowing into your home to keep it comfortable. It’s gone.
So you call an HVAC company to come check everything and they validate what you already knew – it’s time to invest in a new air conditioner. And then they explain something you didn’t know – it’s going to cost more than you imagined, ranging from $7,000 to $70,000, factoring in the type of system(s) you want, the kind of home(s) you have, and the type of energy source you’d like.
So what do you do? Spend your summer soaking in sweat and taking cold showers? Or use all your savings (and maybe sell an organ) to cover the cost of a new system?
Or option three? Financing.
It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you remember that the standard consumer in the United States has less than $5,000 they can access, it makes complete sense. So when life happens and things fail, and unexpected expenses such as an air conditioner repair or replacement is mandatory, it is crucial that we have affordable financing options available.
At Service Experts Heating & Air Conditioning we have a variety of financing options for consumers looking to replace their HVAC systems. The first set of options are a part of our promotional financing programs, which include no interest or deferred interest. Promotional buyers are those that will most likely have the available dollars to pay off the loan short term, typically within a year with no interest charges, so long as the amount financed is completely paid off during or before the promotional period lapses.
Service Experts Heating & Air Conditioning also offers financing alternatives with a lower monthly fixed payment and a decent interest rate. This is for people who may not have the full amount as quickly but can afford a lower monthly cost. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost an average of $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This payment schedule makes a new heating or air conditioning system more affordable, while also getting an efficient system that will help reduce energy bills while supplying home comfort.
The financing programs at Service Experts Heating & Air Conditioning include the following:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many programs, what’s stopping you? Call Service Experts Heating & Air Conditioning today for a no-charge in-home home comfort analysis and we will help you discover which heating and cooling system is right for your home AND which financing option is best for your life. We can’t wait to work with you!